Mann's Annotated Insurance Contracts Act

"Mann's Annotated Insurance Contracts Act" is a comprehensive legal resource that provides detailed annotations and commentary on the Insurance Contracts Act 1984 (Cth). Here is a comprehensive overview of the book:

Key Themes

1. Full Text of the Act: The book includes the full text of the Insurance Contracts Act 1984, which is a cornerstone of Australian insurance law.

2. Annotations and Commentary: The annotations are clear, concise, and wide-ranging, helping practitioners understand the operation of the Act. These annotations cover various sections of the Act, including historical forms of key sections such as section 21 (the insured’s duty of disclosure) and sections 28 and 29 (insurer’s remedies for failure to take reasonable care).

3. Obligation of Australian Financial Services Licensees: The book includes commentary on the obligation of Australian financial services licensees to provide financial services efficiently, honestly, and fairly, as per section 912A(1)(a) of the Corporations Act 2001 (Cth). This is particularly relevant to Australian insurers who must hold an Australian financial services license.

4. Duty of Utmost Good Faith: The book covers the duty of utmost good faith, which is a fundamental principle in insurance contracts. It discusses how this duty overlaps with the obligation to provide financial services efficiently, honestly, and fairly, and the potential penalties for failure to comply.

5. Non-Disclosures and Misrepresentations: The book provides comprehensive coverage of non-disclosures and misrepresentations, including contractual remedies, claims, and subrogation. It uses extensive cross-referencing and highlighting to illustrate the interrelationships between various sections of the Act.

Plot Summary

The book does not have a traditional plot summary as it is a legal resource focused on providing annotations and commentary on the Insurance Contracts Act 1984. Instead, it delves into the intricacies of the Act, explaining the operation of its various sections and how they have been applied in different factual scenarios.

Critical Reception

While there is no specific critical reception available for the 9th edition, the series has been well-received for its practical approach and user-friendly digest of relevant case law. The book is praised for striking a balance between being a user-friendly digest and providing insightful discussions of the inherent difficulties in interpreting the Act, leading to judicial differences.

Editions

The book is available in multiple editions, with the 9th edition being the most recent. The earlier editions (7th and 8th) also provide the full text of the Act accompanied by clear and concise annotations.

In summary, "Mann's Annotated Insurance Contracts Act" is a critical resource for practitioners and scholars of Australian insurance law, offering comprehensive annotations and commentary on the Insurance Contracts Act 1984. Its practical approach and detailed coverage make it an essential tool for understanding the complexities of insurance contracts in Australia.